Find out updated rates and new programs!
Commercial Real Estate Loans
Flexible bridge and value‑add financing for income‑producing assets. Streamlined process, quick closings.
Current as of September 7, 2025
* DSCR applies to stabilized scenarios. Guidelines are illustrative and may vary by market, business plan, and underwriting.
Benefits to Borrowers
Value‑Add Friendly
CapEx, TI/LC, and repositioning budgets supported within leverage limits.
Interest‑Only Options
Improve cash flow during lease‑up and renovations.
Fast Closings
Streamlined underwriting and third‑party coordination.
Flexible Prepay
Step‑down or open prepay options on select programs.
Experienced Sponsor Credits
Better terms for strong experience and net‑worth/liquidity.
No Junk Fees
Transparent pricing with no hidden add‑ons.
Frequently Asked Questions
Answers to common Commercial Real Estate questions. Terms may vary by market and credit profile.
What property types are eligible?
Multifamily (5+ units), mixed‑use, retail, office, industrial, and self‑storage. Hospitality may be considered case‑by‑case.
Do you offer non‑recourse options?
Recourse vs. non‑recourse depends on leverage, experience, and market. Speak with our team for current availability.
What third‑party reports are required?
Typically appraisal (MAI), Phase I ESA, and PCA as applicable. Scope varies by deal profile.
Can you fund TI/LC and CapEx?
Yes. Tenant improvements, leasing commissions, and CapEx can be financed within overall leverage limits.
Is there a DSCR requirement?
For stabilized loans, a DSCR of ≥ 1.10x–1.25x is common. For bridge/value‑add, DSCR is evaluated on pro‑forma.
How quickly can you close?
Timeframes depend on third‑party reports and diligence, but the process is designed for speed once items are in.
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